DNB Bank ASA

Capital Markets Day: DNB well positioned for further profitable growth

Källa: Cision
Positiv

Sammanfattning

DNB höjer sina finansiella ambitioner med nya mål för 2029, inklusive ROE över 15% och kostnad/intäkt under 38%. Banken förväntar sig årlig utdelningstillväxt och en utdelningsandel över 50%. Omstruktureringar i Tech & Services medför engångskostnader om 225 MSEK.

Analys

DNB presenterar höjda finansiella mål för 2029, vilket signalerar ökat förtroende för framtida lönsamhet och tillväxt. De nya målen för ROE och kostnad/intäkt är ambitiösa och kräver fortsatt operationell effektivitet. Banken betonar också sin strategi att öka kapital-lätta intäkter och utnyttja teknologi. Engångskostnaderna för omstruktureringar är hanterbara i relation till bankens storlek.
Se relaterad nyhet

Nyckeltal

ROE mål 2029
>15%
Kostnad/intäkt mål 2029
<38%
CET1 kapitalrelation mål 2029
>16.3%
Utdelningsandel mål
>50%
Omstruktureringskostnader
225 MSEK

Insikter

  • • De nya målen för 2029 indikerar en strategisk inriktning mot ökad lönsamhet och effektivitet.
  • • Fokus på kapital-lätta intäkter och teknologi/AI visar på anpassning till marknadsförändringar.
  • • Engångskostnaderna för omstruktureringar är en kortsiktig negativ post men förväntas inte påverka den långsiktiga strategin.
Fundamental påverkan
Positiv

Banken höjer sina finansiella mål, vilket indikerar en positiv långsiktig utsiktsförändring. Engångskostnader för omstruktureringar är en mindre negativ kortsiktig effekt.

Omfattning: 4/10Liten påverkan
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Poängen visar omfattning, inte förväntad kursrörelse.

Today, 10 November 2026, DNB is holding the Group's Capital Markets Day, presenting strategic priorities and financial targets for the period 2027–2029.

DNB is raising its ambitions with the following financial targets for the financial year 2029:

  • Return on equity (ROE) above 15 per cent
  • Cost/income ratio below 38 per cent
  • Common Equity Tier 1 (CET1) capital ratio above 16.3 per cent
  • Payout ratio above 50 per cent, with an ambition to increase the nominal dividend per share every year

We aim to deliver on the targets by year-end 2028.  DNB's existing financial targets of a return on equity of more than 14 per cent and a cost/income ratio below 40 per cent will be continued for the financial years 2027 and 2028, with gradual progress towards the new targets throughout the period. The targets relating to the CET1 capital ratio target and dividend policy will remain unchanged throughout the period.

In addition, DNB has an ambition to deliver annual lending growth of 3–4 per cent over time and annual growth in net commission and fee income of more than 9 per cent through the cycle.

DNB has delivered strong results and profitable growth since the previous Capital Markets Day, in 2024. With leading positions in the Norwegian market, a strengthened Nordic platform and strong positions in savings and investments, DNB has a good starting point for further profitable growth. At the same time, the bank will continue to develop its solutions for customers through a wide range of advisory services and use of technology and artificial intelligence, as well as by increasing capital-light income leading up to 2029.

“DNB has a strong position, and over time we have proven that we deliver on our financial targets. Now we will continue to build on our leading positions in Norway, while also exploring the opportunities provided by a strengthened Nordic platform. With DNB Carnegie, our Nordic offering has become more wide-ranging and powerful, and we have new opportunities to create value for our customers throughout the Group. At the same time, technology and artificial intelligence are changing the way we deliver services and letting us build an even better bank for our customers,” says Group Chief Executive Officer (CEO) Kjerstin Braathen.

As previously communicated in the stock exchange announcement on 6 October 2026, DNB is carrying out workforce reductions in Technology & Services. This will result in restructuring costs of approximately NOK 225 million, to be recognised in the fourth quarter of 2026.

The presentation from Capital Markets Day is attached. The event will be live streamed from 12:00 GMT (13:00 CET) at www.ir.dnb.no.

For more information, please contact: Mitra Hagen Negård, Head of Investor Relations, tel.: (+47) 23 26 84 00 / (+47) 95 79 36 31 Even Graff Westerveld, Group Executive Vice President of People & Communication, tel. (+47) 40 01 67 44

This announcement contains inside information pursuant to the Market Abuse Regulation and is subject to a disclosure requirement under Section 5-12 of the Norwegian Securities Trading Act. This announcement has been published by Anne Engebretsen, Senior Adviser in DNB Bank ASA. Date and time of publication: 10 November 2026, 07:30 CET.

 

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